BARO gives the option to eligible customers to avail of a one-time 60-day grace period with accrued interest for loan 和 credit card customers with due dates from September 15-December 31, 2020.
据菲律宾中央银行(BSP)称, 所有银行, quasi-banks, credit card issuers 和 other BSP-Supervised Financial institutions with lending operations are covered by BARO. 捷信就是这些机构之一.
合资格的家居信贷客户包括:
Those with loans 和 credit card accounts that are current 和 don’t have overdue payments as of September 15, 2020
2020年9月15日至12月31日到期的分期付款
2020年9月15日前使用信用卡消费的用户
Option 1: You may continue with paying according to your original installment schedule or due dates.
你的存款没有应计利息.
对于信用卡客户，您可以继续使用您的信用卡.
选项2: 为符合条件的客户，你可以享受一次60天的宽限期.
你可以60天或2个月不付款
你分期付款的贷款期限将延长两个月.
但请记住:
There will be an accrued interest applied on your account for the availed grace period.
对于信用卡客户，您的信用卡将在宽限期内被冻结.
为符合条件的客户, we sent an email to your registered email address to discuss your options. 您也可以致电(02)77535712与bc365安卓手机版联络.
We want to make sure that you will continue to enjoy this convenient payment method, thus we will continue to debit payments from your bank account on your scheduled debit dates.
*Accrued interest for loans can be paid one-time or in staggered basis until December 31, 2020.
信用卡客户:
常规事务计算
未偿付本金余额(截止宽限期适用之日止
日利率X天的余额仍未支付
分期付款计算
未付本金余额(截止适用宽限期的截止日期
年利率X利息期限(no .. (宽限期天数)/360
*信用卡的应计利息将于分期付款期限届满时收取.
bc365安卓手机版鼓励你在到期日或之前付款. 但是，bc365安卓手机版给你10天的期限来支付你的付款. This way, your account will no longer have accrued interest 和 your loan term will not be extended.
bc365安卓手机版有很多支付渠道供您选择. 您是否希望在您的帐户实时发布您的支付, 你可以通过Gcash付款, USSC, 巴拉望省表达, Bayad中心, 罗宾逊一家, LBC, 7 - 11 / ECPAY, Mlhuillier, Cebuana鲁. You may also pay via SM Bills payment wherein payment is being posted within 24-48 hours.
bc365安卓手机版有很多支付渠道供您选择 where we accept cash 和 online payments.
No, we only accept cash payments through internet banking payments 和 our payment channels.
你的付款计划, 这包括你每分期付款的每月费用吗, may be viewed conveniently via our 我的家庭信用应用程序 which can be downloaded in Google playstore or through 我支付门户 在bc365安卓手机版的网站 www.www.photon-edge.com
支付 made via our payment partners are being reflected on our system real-time or in a span of minutes. 付款完成后，您将收到短信付款通知. 您可以跟踪您所有的支付交易通过 我的家庭信用应用程序 which can be downloaded in Google playstore or through 我支付门户 在bc365安卓手机版的网站 www.www.photon-edge.com.
We have Full Early Repayment 和 Partial Early Repayment options that can facilitate an adjustment on your interest. If you are interested, please feel free to chat or call with us so we could assist you further.
是的，在你还清当前贷款之后.
付款到期日为客户实际到期日, it is also the date when the client signed the contract 和 went home with the good/s. Recommended Payment Due date is always 3 days earlier than the actual due date (Recommended Payment due date) 和 aims to prevent any late payment fees.
An SMS will be sent within 15 banking days of filling out the ADA form informing you of the approval or rejection. 申请是否应被拒绝, you are still free to pay your installment through any of our accredited payment channels.
借记付款是基于您账户上的建议到期日, 哪3个工作日是截止日期前3个工作日. 这是这样做的，以便在情况下从您的银行帐户是不成功的, you would still have three (3) days to pay the installment through other channels so as to avoid late payment.
你会收到一条短信 & 从付款确认状态48小时内发送电子邮件. 您可以查看您的交易 我的支付网站门户 or 我的家庭信用应用程序. 但万一你的助理地检官失败了, you will receive an SMS notification stating that we were unable to deduct on your account. 请与您的银行协调此事. For the meantime, you may pay your monthly installment through our accredited payment channels.
如果你没有银行账户, you have to send a signed letter of authorization stating where the refund should be deposited to. This letter is to be sent by MAIL: Attention to Incoming 支付 to 11th Floor Vertis North Corporate Tower 1 Diliman Quezon City 详情如下:
贷款账户号码
客户的完整名称
付款日期
银行户口持有人姓名(退款应存入的地方)
银行(我.e. BDO, BPI..等)-多付的款项应存入的地方
银行分支机构
银行帐号(不是提款卡上显示的卡号),必须是储蓄账户而不是工资/现金卡账户)
要求退款金额-(多付金额)
与银行账户持有人的关系
客户及银行户口持有人的有效身份证复印件
付款证明(收据/网上银行确认)
注:信须由客户及银行户口持有人共同签署
Please be also advised that if in case the refund amount has a bank charge ranging from Php 10 – Php 100, 这将从您多付的退款金额中扣除.
If you are not related to the owner of incorrect loan account number, please send an email to info@www.photon-edge.com 详情如下:
正确的贷款户口号码-付款应在何处张贴
不正确的贷款帐号-在那里付款被错误地张贴
与错误帐号所有者的关系-亲戚/朋友
付款日期
支出金额
支付渠道——客户支付款项的渠道
付款证明-付款单/收据扫描件
然而, if you are related to the owner of incorrect loan account number (let us say that she/he is your relative or friend) it is a MUST that you call our Customer Service hotline for voice authentication together with owner of the wrong loan account number.
